What Is Debt Collection in Pomona, California?

Pomona Debt Collection Lawyers, CA

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"Collections" is the process by which creditors attempt to get nonpaying debtors to pay the money they owe. There are a large number of laws in Pomona, California governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in Pomona, California?

If somebody owes you money and is refusing to pay, you have many options at your disposal. However, in doing so, you will be governed by very strict consumer protection laws that govern the collection of debts. Breaking these rules can hurt your chances at successfully collecting, and might even expose you to civil liability.

For example, it should go without saying that creditors are not allowed to use threatened or actual violence when trying to collect. They are also not authorized to use abusive language to the debtor, or contact a third party about the debt.

Creditors may, however, send written demands for timely payment, along with an invoice that clearly lays out exactly what the debtor owes. If the debt is considerable, it might be worth it to hire a Pomona, California collection agency, which usually gets paid through a percentage of the debt collected. You should make sure, however, that the agency is dependable, and hasn't been cited for violations of consumer protection laws.

What if Someone Is Trying to Collect Money Against Me in Pomona, California?

If you really owe the money that is being sought, and can afford to pay it, you should do so. If the collection caller is behaving in a cordial manner, you should try to do the same. In any case, the worst thing you can do is ignore the issue hoping that it will go away. It won't.

Your best option in Pomona, California might be to contact the creditor directly, and try to work out some type of new repayment plan. The sooner you do this, the more receptive to your ideas the creditor is likely to be. If this isn't successful, you can demand that the collectors stop contacting you by phone, and they will normally be obliged to do so. Of course, this doesn't make the debt go away, and you should only take this route if you are prepared to defend against a lawsuit from your creditors, since demanding that they stop contacting you typically leaves them with no other option but to sue.

If you have hired a Pomona, California lawyer to help, he or she might advise that you file for bankruptcy. If you do file for bankruptcy, creditors are immediately required to suspend all collection activities. Of course, bankruptcy is a major decision, and should not be made without the advice of an attorney.

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How Can a Pomona, California Collections Attorney Help?

If you believe that a creditor is violating the law in its attempts to collect from you, you should get in touch with a Pomona, California attorney, since you might really have a claim for damages against the creditor.

Also, if you're considering filing for bankruptcy, a good attorney in California can tell you if this is a good option, and, if it is, help you through the process.

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Life in Pomona

Pomona, CA is a city in Los Angeles County, California. It has a population of approximately 150,000, making it the 4th largest city in Los Angeles County. 

Pomona was first settled in the 1830s, when the territory was still part of Mexico. The first Anglo-Americans arrived just a few years prior to the signing of the Treaty of Guadalupe-Hidalgo, which resulted in California becoming part of the U.S.

Modernly, Pomona is perhaps best known for being home to the Fairplex, which hosts the annual L.A. County Fair. Pomona, CA is also known for the Pomona Raceway, which is a major hub for competitive drag-racing.

Like many cities in the Inland Empire region, the economy of Pomona, CA is heavily based on services, education, and healthcare. In Pomona, one of the largest employers is the California Polytechnic University, Pomona. Some of this school's graduates go on to law school, some of whom become successful lawyers in Pomona, CA.

Because Pomona has a well-educated populace and a diverse economy, the local legal profession is quite sophisticated for a town its size. This means that a Pomona, CA attorney can probably help you with whatever legal issues you're likely to face.

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