What Is Debt Collection in Tustin, California?

Find the right Debt Collection attorney in Tustin, CA

"Collections" is the process by which creditors try to get nonpaying debtors to pay the money they owe. There are a huge number of laws in Tustin, California governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in Tustin, California?

If somebody owes you money and is declining to pay, you have several options at your disposal. However, in doing so, you will be governed by very specific consumer protection rules that govern the collection of debts. Violating these rules can hurt your chances at effectively collecting, and might even expose you to civil liability.

For example, it should go without mentioning that creditors are not allowed to use threatened or actual violence when attempting to collect. They are also not allowed to use abusive language to the debtor, or contact a third party about the debt.

One thing you are allowed to do is send a written demand for immediate payment. The demand should lay out the precise amount you believe is owed, so the debtor cannot plausibly claim ignorance of that fact. If a lot of money is involved, it might be wise to hire a Tustin, California collections agency. If you go this route, it is essential to make sure that you hire an agency that is reputable, and follows the relevant law to the letter.

What if Someone Is Trying to Collect Money Against Me in Tustin, California?

Of course, if you owe money and have the capacity to pay it, you should do so. If the collections caller is behaving amicably, you should do the same. In any case, it is never a good idea to ignore the issue, because that will definitely not make it go away.

However, you do have some options in Tustin, California. First of all, you should make an effort to get in direct contact with the creditor, as opposed to the collection agency, and try to work something out. If this fails, you can tell the collections agency to cease calling you, and they usually are obliged to do so. Of course, this doesn't expunge the debt, but it can buy you some time. You should know, however, that when you show that you are not interested in dealing with the creditors or collectors directly, they will usually resort to a lawsuit.

If you have retained a Tustin, California attorney during this process, they might advise that the best course of action is to apply for bankruptcy. This is a major decision, however, and should not be made easily. You should only apply for bankruptcy if an attorney advises you that it is a viable viable option, given your individual circumstances.

How Can a Tustin, California Collections Attorney Help?

If you believe that the collections agency is engaging in unlawful or abusive activity, you should consult with a local attorney in Tustin, California, as you may actually have a claim for damages against the collection agency.

Also, if you're considering applying for bankruptcy, a seasoned attorney in California can tell you if this is a good option, and, if it is, help you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Tustin

Tustin, California is a thriving community in Orange County near Los Angeles. Tustin has a suburban character and is home to a population of about 76,000 people. The city has been listed in Forbes Magazine as one of the top 25 places to live in America. This may be largely due to Tustin's top 10% ranking in terms of per capita, as well as the city's short commuting distance to other areas in Los Angeles.

The city of Tustin, California is also known for its rich availability of economic and employment opportunities. Top employers in the area include ABM Industries, Lineage Power, and Rockwell Collins. The health care industry also supports much of Tustin's economy. Many Tustin residents also work in the surrounding cities and enjoy a short commute to other major areas.

Visitors to Tustin can look forward to an abundance of attractions and events. Places like the Market Place and Jamestown Village Center provide excellent shopping in an old town-style setting. The Tustin Sports Park and Columbus Tustin Activity Center are venues for many sports and recreation events. Local gatherings include Old Town Art Walk, and the "Halloween Howl" festival. Overall, Tustin California is an ideal location for leisure and residence.

Lawyers in Tustin, California assist the community by providing a wide range of legal services. Tustin lawyers are available to assist clients at the Superior Court of California, County of Orange. The court processes a variety of claims, many of them involving the specific ordinances and statutes in Tustin.

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