What Is Debt Collection in San Dimas, California?

Find the right Debt Collection attorney in San Dimas, CA

"Collections" is the process by which creditors attempt to get nonpaying debtors to pay the money they owe. There are a large number of laws in San Dimas, California governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in San Dimas, California?

If somebody owes you money and is refusing to pay, you have many options at your disposal. However, in doing so, you will be governed by very strict consumer protection laws that govern the collection of debts. Breaking these rules can hurt your chances at successfully collecting, and might even expose you to civil liability.

For example, it should go without saying that creditors are not allowed to use threatened or actual violence when trying to collect. They are also not authorized to use abusive language to the debtor, or contact a third party about the debt.

Creditors may, however, send written demands for timely payment, along with an invoice that clearly lays out exactly what the debtor owes. If the debt is considerable, it might be worth it to hire a San Dimas, California collection agency, which usually gets paid through a percentage of the debt collected. You should make sure, however, that the agency is dependable, and hasn't been cited for violations of consumer protection laws.

What if Someone Is Trying to Collect Money Against Me in San Dimas, California?

If you really owe the money that they are trying to collect, and are able to pay it, doing so would be your best option for ending the collections calls. Of course, this is not everybody's situation. When dealing with collectors, you should try to maintain the high ground by behaving in a calm and civil manner. In any event, you should never ignore the problem, as this usually makes things worse.

Thankfully, you have various options at your disposal in San Dimas, California. First, you should try to contact the creditor directly, and see if some sort of agreement can be worked out. If this is unsuccessful, you can tell the collectors to stop contacting you, which may work in some instances. Of course, this doesn't make the debt go away, but it might give you a little bit of breathing room. The collectors will only be allowed to contact you to let you know that they are suing you for the money owed, or that they have stopped attempting to collect the debt.

If you have retained a San Dimas, California attorney during this process, they might advise that the best course of action is to file for bankruptcy. This is a major decision, however, and should not be made lightly. You should only file for bankruptcy if an attorney advises you that it is a viable feasible option, given your individual circumstances.

How Can a San Dimas, California Collections Attorney Help?

If you believe that a creditor is violating the law in its attempts to collect from you, you should get in touch with a San Dimas, California attorney, since you might really have a claim for damages against the creditor.

Also, if you're considering filing for bankruptcy, a good attorney in California can tell you if this is a good option, and, if it is, help you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in San Dimas

San Dimas, California is a city in the San Gabriel Valley of Los Angeles County. It has a population of about 36,000 people, as of a 2004 Census estimate. San Dimas is a mostly-residential suburb of Los Angeles, and many people who live in San Dimas work in LA.

San Dimas, and much of what is now considered the greater Los Angeles area, was originally populated by the Tongva tribe of Native Americans. The first Europeans to explore and colonize the area were Spanish missionaries, who set up Mission San Gabriel in the 1700s.

When the Santa Fe railroad arrived in San Dimas in 1887, the natural mud springs of the area were mapped. During this time period, modern medicine was still in its infancy, and water available in the rapidly-growing cities of America was often polluted and unsafe to drink. This led to many small towns which had natural springs of drinkable water to market themselves as health resorts. San Dimas was one of those cities, and health tourism by wealthy visitors played a big role in the early development of its economy.

Modernly, San Dimas' economy is largely driven by the huge city of Los Angeles.

If you live in San Dimas, California, and need an attorney, you're in luck. Thanks to its presence in a major metropolitan area, and relatively affluent clientele, San Dimas, California lawyers are well-equipped to handle a wide range of legal problems. If you need legal services, a San Dimas, California lawyer is the person to call.

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