What Is Debt Collection in Fullerton, California?

Fullerton Debt Collection Lawyers, CA

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"Collections" is the process by which creditors try to get nonpaying debtors to pay the money they owe. There are a huge number of laws in Fullerton, California governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in Fullerton, California?

If somebody owes you money and is declining to pay, you have various options at your disposal. However, in doing so, you will be governed by very specific consumer protection rules that govern the collection of debts. Violating these rules can hurt your chances at effectively collecting, and might even expose you to civil liability.

As an example, when attempting to collect, creditors may not use abusive language, contact third parties regarding the debt, or use violence or threats of violence.

You may, however, send a written demand for timely payment. The demand should lay out precisely how much the debtor allegedly owes. If there is a large amount of money involved, it may be worth it to hire a Fullerton, California collections agency, which will probably take its fee in the form of a percentage of the debt collected. You should do some research on different collections agencies in your area, to make sure the one you hire is trustworthy, and thoroughly follows the law.

What if Someone Is Trying to Collect Money Against Me in Fullerton, California?

If you truly owe the money that they are attempting to collect, and are able to pay it, doing so would be your best option for ending the collections calls. Of course, this is not everybody's situation. When dealing with collectors, you should try to maintain the high ground by behaving in a calm and amicable manner. In any event, you should never ignore the problem, as this usually makes things worse.

Thankfully, you have numerous options at your disposal in Fullerton, California. First, you should try to contact the creditor directly, and see if some sort of solution can be worked out. If this is unsuccessful, you can tell the collectors to stop contacting you, which may work in some instances. Of course, this doesn't make the debt go away, but it might give you a little bit of breathing room. The collectors will only be allowed to contact you to let you know that they are suing you for the money owed, or that they have stopped trying to collect the debt.

If you have hired a lawyer in Fullerton, California, they might advise that you apply for bankruptcy. Of course, whether or not this is a good idea depends strongly on the facts of your specific case, so you should not do so unless an attorney has reviewed the facts and determined that bankruptcy is a possible solution.

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How Can a Fullerton, California Collections Attorney Help?

If you believe that a creditor is violating the law in its effort to collect from you, you should get in touch with a Fullerton, California attorney, since you may actually have a claim for damages against the creditor.

If you are thinking about bankruptcy, a seasoned California bankrutpcy attorney can help guide you through the process.

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Life in Fullerton

Fullerton is located in the northern parts of Orange County, California.  The city is named after George H. Fullerton, who originally secured the plot of land where the city is now situated.  Fullerton, California is home to several employers and educational institutions such as California State University, Fullerton (CSUF).

Downtown Fullerton is a veritable cornucopia of entertainment with its mix of cantina-style eateries, local pubs, and jazz bars.  The city of Fullerton, California is associated with the alternative rock music scene, as it is considered a cultural hub for that particular genre of music.  Gwen Stefani, lead singer of the music group "No Doubt", attended CSUF, and the band has performed many shows in Fullerton. 

Adding to the culture's rich cultural make-up is its equally impressive role in the history of music.  Leo Fender, founder of Fender Musical Instrument Company, was born and raised in the city.  He started his company in Fullerton, and the Fender factory produced some of the world's most innovative electric guitars. 

Fullerton thus became known as a trend-setter in the music and entertainment scene.  With its bustling night life and close proximity to Los Angeles, Fullerton is a major contributor to the economic and cultural vitality of California. 

Lawyers in Fullerton, California contribute to the city's progress by providing a number of valuable legal services for residents.  Fullerton lawyers typically process legal claims at the Superior Court of California, Orange County.

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