What Is Debt Collection in Mesquite, Texas?

Find the right Debt Collection attorney in Mesquite, TX

Broadly, the term "Collections" refers to the practice of creditors trying to force debtors to pay what they owe. There are many laws and regulations in Mesquite, Texas that govern collection agencies, and strictly limit the types of tactics they are allowed to engage in.

What if I Am Owed Money in Mesquite, Texas?

If someone owes you money and won't pay, you have several legal options to seek repayment of your debt. However, you need to be careful in this area. There are many rules and regulations detailing what debt collectors can and cannot do. Violating these laws, even inadvertently, can harm your chances at collecting, and maybe even expose you to civil penalties.

For example, when trying to collect, creditors are not allowed to use abusive language, contact any third party regarding the debt, and of course they are not allowed to use threats of violence in an attempt to get their money.

You may, however, send a written demand for timely payment. The demand should lay out exactly how much the debtor allegedly owes. If there is a large amount of money involved, it may be worth it to hire a Mesquite, Texas collections agency, which will probably take its fee in the form of a percentage of the debt collected. You should do some research on different collections agencies in your area, to make sure the one you hire is reputable, and thoroughly follows the law.

What if Someone Is Trying to Collect Money Against Me in Mesquite, Texas?

If you actually owe the money that they are attempting to collect, and are able to pay it, doing so would be your best option for ending the collections calls. Of course, this is not everybody's situation. When dealing with collectors, you should try to maintain the high ground by behaving in a calm and amicable manner. In any event, you should never ignore the problem, as this usually makes things worse.

Fortunately, you have some options in Mesquite, Texas. First of all, you should attempt to contact the creditor directly, and see if something can be worked out. If this doesn't work, you can demand that the collection agency stop contacting you by phone. When this happens, they are not allowed to contact you further. This, of course, doesn't make the debt go away, but if the calls are becoming unbearable, it might buy you a little bit of time. Usually, when this happens, the creditor gives up on extra-judicial collections, and files a lawsuit against the debtor.

If you have hired a lawyer in Mesquite, Texas, they might advise that you apply for bankruptcy. Of course, whether or not this is a good idea depends strongly on the facts of your particular case, so you should not do so unless an attorney has reviewed the facts and determined that bankruptcy is a viable solution.

How Can a Mesquite, Texas Collections Attorney Help?

If you think that a collection agency is engaging in abusive tactics, you should call a local Mesquite, Texas attorney, as you might have a claim for damages against the creditor or the collection agency.

If you are thinking about applying for bankruptcy, a seasoned lawyer in Texas can help you with that process, too.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Mesquite

Mesquite, Texas is a city located in Dallas County. It has a population of about 136,000 people, and is a suburb of the city of Dallas.

Mesquite, Texas was founded in 1873, when a railway engineer purchased a large tract of land in the area, shortly before the establishment of a rail line from Dallas to Shreveport, Louisiana. Once this happened, Mesquite entered a period of rapid growth.

Up until the early 20th century, Mesquite's prosperous economy was largely based around agriculture, and the export of produce such as cotton, sugar, and corn.

Mesquite's economy is largely linked to that of Dallas, which is a major center for information technology, financial, and health care industries. The Dallas area has one of the largest concentrations of publicly-traded and Fortune 500 companies in the U.S. - the entire area is a hotbed of economic activity, in virtually any industry or discipline one could imagine.

If you live in Mesquite, Texas, it goes without saying that you can probably find the right lawyer to solve whatever legal problem you may have. If you have a legal issue, it's very likely that a Mesquite, Texas lawyer will be able to help.

Clients Rate LegalMatch Attorneys
(click to read reviews)

Ian M.
Ian M.

Bankruptcy, Banking & Credit

Richboro, PA

Eddy H.
Eddy H.

Bankruptcy, Banking & Credit

San Mateo, CA

Howard B.
Howard B.

Bankruptcy, Banking & Credit

Rye Brook, NY