What Is Debt Collection in Sarasota, Florida?

Find the right Debt Collection attorney in Sarasota, FL

"Collections" is the process by which creditors attempt to get nonpaying debtors to pay the money they owe. There are a large number of laws in Sarasota, Florida governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in Sarasota, Florida?

If you are owed money and the debtor won't pay, for whatever reason, you are entitled to seek collection by any lawful means. Of course, the means of collection that are considered "lawful" are quite limited. You should be aware of the laws that govern collections before you proceed, as breaking them can hurt your chances of collecting, and even expose you to liability.

Some practices that collectors cannot engage in include the use of abusive language, contacting third parties about the debt, and threatened or actual violence.

Creditors may, however, send written demands for timely payment, along with an invoice that clearly lays out exactly what the debtor owes. If the debt is substantial, it might be worth it to hire a Sarasota, Florida collection agency, which usually gets paid through a percentage of the debt collected. You should make sure, however, that the agency is trustworthy, and hasn't been cited for violations of consumer protection laws.

What if Someone Is Trying to Collect Money Against Me in Sarasota, Florida?

If you truly owe the money that they are trying to collect, and are able to pay it, doing so would be your best option for ending the collections calls. Of course, this is not everybody's situation. When dealing with collectors, you should try to maintain the high ground by behaving in a calm and civil manner. In any event, you should never ignore the problem, as this usually makes things worse.

However, you do have some options in Sarasota, Florida. First of all, you should make an effort to get in direct contact with the creditor, as opposed to the collection agency, and try to work something out. If this fails, you can tell the collections agency to stop calling you, and they typically are obliged to do so. Of course, this doesn't eliminate the debt, but it can buy you some time. You should know, however, that when you show that you are not interested in dealing with the creditors or collectors directly, they will usually resort to a lawsuit.

If you have retained a Sarasota, Florida attorney during this process, they might advise that the best course of action is to file for bankruptcy. This is a major decision, however, and should not be made lightly. You should only file for bankruptcy if an attorney advises you that it is a viable possible option, given your individual circumstances.

How Can a Sarasota, Florida Collections Attorney Help?

If you think that a collection agency is engaging in unlawful tactics, you should call a local Sarasota, Florida attorney, as you might have a claim for damages against the creditor or the collection agency.

If you are thinking about filing for bankruptcy, a good lawyer in Florida can help you with that process, too.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Sarasota

Sarasota, Florida is the county seat of Sarasota County, located on the central Gulf Coast. It has a population of about 53,000 people.

Humans first settled Florida, including the Sarasota area, about 15,000 years ago - not very long after their initial arrival on North America. At that time, sea levels were much lower, and Sarasota would have been about 100 miles inland from the Gulf of Mexico, rather than right on the coast. Europeans first settled the area in the 1600s.

Modernly, Sarasota has been hit hard by the crash of the U.S. housing market. However, it is still regularly visited by tourists, and tourism remains a major sector of its economy. Sarasota is also home to many sites of historic interest, from prehistoric archeological sites, to Civil War forts.

The architectural style prevalent in Sarasota was once so popular that it is now an established architectural style, known as the "Sarasota School" or "Sarasota Modern."

If you live in Sarasota, Florida, and are looking for an attorney, you're in luck. There are many lawyers in Sarasota, Florida who practice many different areas of law. If you need legal advice, a Sarasota, Florida lawyer is the person you should call.

Clients Rate LegalMatch Attorneys
(click to read reviews)

Ian M.
Ian M.

Bankruptcy, Banking & Credit

Richboro, PA

Eddy H.
Eddy H.

Bankruptcy, Banking & Credit

San Mateo, CA

Howard B.
Howard B.

Bankruptcy, Banking & Credit

Rye Brook, NY