What Is Debt Collection in Bonita Springs, Florida?

Find the right Debt Collection attorney in Bonita Springs, FL

"Collections" is the process by which creditors try to get nonpaying debtors to pay the money they owe. There are a huge number of laws in Bonita Springs, Florida governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in Bonita Springs, Florida?

If you are owed money and the debtor won't pay, for whatever reason, you are entitled to seek collection by any lawful means. Of course, the means of collection that are considered "lawful" are quite limited. You should be aware of the rules that govern collections before you proceed, as violating them can hurt your chances of collecting, and even expose you to liability.

As an example, when attempting to collect, creditors may not use abusive language, contact third parties regarding the debt, or use violence or threats of violence.

You may, however, send a written demand for timely payment which lays out to the debtor exactly how much is owed. If a large amount of money is owed to you, it might be a good idea to hire a collections agency in Bonita Springs, Florida. These agencies usually take their fee in the form of a percentage of the debt collected. You need to research agencies thoroughly however, and make sure the one you hire does not engage in illegal practices.

What if Someone Is Trying to Collect Money Against Me in Bonita Springs, Florida?

If you know that you owe the money being sought of you, and have the resources to pay it, you should do so - this is the fastest and surest way to end collections calls. Of course, this is not the case for everyone. Whatever your situation, you should always behave amicably with the collection callers, especially if they are doing the same. Whatever you do, you should not ignore the matter, because this will never make the problem go away, and will make things worse in the long run.

Luckily, you have some options in Bonita Springs, Florida. First of all, you should try to directly contact the creditor, and see if some altered payment plan can be worked out. If this doesn't work, you can ask the collectors to stop contacting you by phone, and they will usually be obliged to do so. Of course, this doesn't make the debt go away, but it may give you some time to collect yourself and prepare a legal defense. Once this happens, the collection agency can only contact you to inform you that it intends to sue you for the debt owed.

If you have retained the services of a Bonita Springs, Florida attorney, they may advise that you declare bankruptcy, depending on your particular situation. In any case, you shouldn't consider bankruptcy before weighing other options, and discussing the matter with an attorney.

How Can a Bonita Springs, Florida Collections Attorney Help?

If you believe that a creditor is violating the law in its effort to collect from you, you should get in touch with a Bonita Springs, Florida attorney, since you may actually have a claim for damages against the creditor.

If you are thinking about bankruptcy, a seasoned Florida bankrutpcy attorney can help guide you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Bonita Springs

Bonita Springs plays host to 45,000 Lee County residents who are also incorporated into the Cape Coral-Fort Myers Metropolitan Area. Bonita Springs is home to a host of lawyers. Bonita Springs lawyers take all kinds of cases and are licensed to practice in every county throughout the state.. One of the reasons Bonita Springs is so popular is a result of the tropical climate that only dips down to 65 degrees Fahrenheit in January. It is also the northernmost city on the west coast of Florida bordering the Estero Bay and Gulf of Mexico. The Everglades Wonder Garden is another popular destination flush with wildlife like alligators, birds, panthers, flamingos, and bears among many others. There's also a botanical garden.  

Bonita Springs is home to a number of attractions that are frequented by citizens and seasonal tourists alike. The Art League of Bonita Springs hosts local and traveling exhibitions and offers classes and community events. The Bonita Beach Park is a very popular beach that stretches 2.3 acres of waterfront which includes 8 picnic shelters, a swimming area, sand dunes, and lots of space to barbecue and enjoy the gorgeous Florida weather. 

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