What Is Debt Collection in Walla Walla, Washington?

Find the right Debt Collection attorney in Walla Walla, WA

"Collections" refers to the practices engaged in by creditors designed to obtain payment from debtors who are not interested in paying what they owe. In Walla Walla, Washington, there are many laws which strictly limit the practices that collections agencies can engage in.

What if I Am Owed Money in Walla Walla, Washington?

If someone owes you money and refuses to pay it, you have many options at your disposal. However, when it comes to collecting their debts, creditors are governed by strict consumer protection rules. Violation of these rules while attempting to collect could hurt your chances at successfully recovering your money, and/or subject you to civil penalties.

For example, it should go without saying that creditors are not allowed to use threatened or actual violence when trying to collect. They are also not authorized to use abusive language to the debtor, or contact a third party about the debt.

One thing you are allowed to do is send a written demand for immediate payment. The demand should lay out the exact amount you believe is owed, so the debtor cannot plausibly claim ignorance of that fact. If a lot of money is involved, it might be prudent to hire a Walla Walla, Washington collections agency. If you go this route, it is crucial to make sure that you hire an agency that is dependable, and follows the relevant law to the letter.

What if Someone Is Trying to Collect Money Against Me in Walla Walla, Washington?

Of course, if you owe money and have the ability to pay it, you should do so. If the collections caller is behaving civilly, you should do the same. In any case, it is never a good idea to ignore the issue, because that will definitely not make it go away.

Thankfully, you have various options at your disposal in Walla Walla, Washington. First, you should try to contact the creditor directly, and see if some sort of agreement can be worked out. If this is unsuccessful, you can tell the collectors to stop contacting you, which may work in some instances. Of course, this doesn't make the debt go away, but it might give you a little bit of breathing room. The collectors will only be allowed to contact you to let you know that they are suing you for the money owed, or that they have stopped attempting to collect the debt.

If you have retained a Walla Walla, Washington attorney during this process, they might advise that the best course of action is to file for bankruptcy. This is a major decision, however, and should not be made lightly. You should only file for bankruptcy if an attorney advises you that it is a viable feasible option, given your individual circumstances.

How Can a Walla Walla, Washington Collections Attorney Help?

If you think that a collection agency is engaging in illegal tactics, you should call a local Walla Walla, Washington attorney, as you might have a claim for damages against the creditor or the collection agency.

If you are thinking about filing for bankruptcy, a good lawyer in Washington can help you with that process, too.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Walla Walla

With a population of just over 30,000 residents, Walla Walla, Washington is one of the larger cities in the state of Washington. Located four hours from the state capital of Seattle, Walla Walla has colleges, vineyards, and other fun aspects of the city to make it a great place to work and play. Walla Walla is located only thirteen miles from the Oregon border. In addition to being home to Whitman College, the city also has a community college and a specialty school. Interestingly enough, the community college in Walla Walla has classes in all aspects of the booming wine industry in the city, which helps keep the businesses local. Walla Walla wine industry generates over million in revenue to the city every year. Other big products that come out of Walla Walla are wheat and sweet corn. Walla Walla, Washington is also home to some great lawyers. Lawyers in Walla Walla are trained in any legal issue his or her client may be dealing with and happy to help use their knowledge to solve a problem. From lawyers to wine makers to university professors, Walla Walla is a city that attracts amazing professional talent.

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