What Is Debt Collection in Redmond, Washington?

Find the right Debt Collection attorney in Redmond, WA

"Collections" refers to the practices engaged in by creditors designed to obtain payment from debtors who are not interested in paying what they owe. In Redmond, Washington, there are various laws which severely limit the practices that collections agencies can engage in.

What if I Am Owed Money in Redmond, Washington?

If someone owes you money and declines to pay it, you have many options at your disposal. However, when it comes to collecting their debts, creditors are governed by specific consumer protection rules. Violation of these rules while attempting to collect could hurt your chances at effectively recovering your money, and/or subject you to civil penalties.

For example, it should go without mentioning that creditors are not allowed to use threatened or actual violence when attempting to collect. They are also not authorized to use abusive language to the debtor, or contact a third party about the debt.

You may, however, send a written demand for timely payment which lays out to the debtor clearly how much is owed. If a large amount of money is owed to you, it might be a good idea to hire a collections agency in Redmond, Washington. These agencies usually take their fee in the form of a percentage of the debt collected. You need to research agencies thoroughly however, and make sure the one you hire does not engage in illegal practices.

What if Someone Is Trying to Collect Money Against Me in Redmond, Washington?

If you really owe the money that they are attempting to collect, and are able to pay it, doing so would be your best option for ending the collections calls. Of course, this is not everybody's situation. When dealing with collectors, you should try to maintain the high ground by behaving in a calm and amicable manner. In any event, you should never ignore the problem, as this usually makes things worse.

Thankfully, you have various options at your disposal in Redmond, Washington. First, you should try to contact the creditor directly, and see if some sort of agreement can be worked out. If this is unsuccessful, you can tell the collectors to stop contacting you, which may work in some instances. Of course, this doesn't make the debt go away, but it might give you a little bit of breathing room. The collectors will only be allowed to contact you to let you know that they are suing you for the money owed, or that they have stopped trying to collect the debt.

If you have hired a Redmond, Washington lawyer to help, he or she may advise that you file for bankruptcy. If you do apply for bankruptcy, creditors are immediately required to suspend all collection activities. Of course, bankruptcy is a major decision, and should not be made without the advice of an attorney.

How Can a Redmond, Washington Collections Attorney Help?

If you believe that a creditor is violating the law in its effort to collect from you, you should get in touch with a Redmond, Washington attorney, since you may actually have a claim for damages against the creditor.

If you are thinking about applying for bankruptcy, a seasoned lawyer in Washington can help you with that process, too.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Redmond

Redmond is located in King County, Washington. It is approximately 16 miles east of Seattle. Per the 2010 census, it has a population of 45,256 people.

Top employers include Microsoft, Nintendo of America, Concur Technologies, Visible.net, Wild Tangent, Solstice and Data I/O, and Online Trading Academy.

Redmond is also home to many attorneys who reside in the city. These attorneys are very capable and easily handle the legal needs of Redmond residents. For large, complex cases Redmond residents go to the large, top-tier Seattle firms.

Overall, Redmond is a quaint place with small-town charm. It is a wonderful place to call home or visit!

Clients Rate LegalMatch Attorneys
(click to read reviews)

Ian M.
Ian M.

Bankruptcy, Banking & Credit

Richboro, PA

Eddy H.
Eddy H.

Bankruptcy, Banking & Credit

San Mateo, CA

Howard B.
Howard B.

Bankruptcy, Banking & Credit

Rye Brook, NY