What Is Debt Collection in West Jordan, Utah?

Find the right Debt Collection attorney in West Jordan, UT

"Collections" refers to the practices engaged in by creditors designed to obtain payment from debtors who are not interested in paying what they owe. In West Jordan, Utah, there are many laws which strictly limit the practices that collections agencies can engage in.

What if I Am Owed Money in West Jordan, Utah?

If someone owes you money and refuses to pay it, you have several options at your disposal. However, when it comes to collecting their debts, creditors are governed by strict consumer protection rules. Violation of these rules while attempting to collect could hurt your chances at successfully recovering your money, and/or subject you to civil penalties.

As an example, when trying to collect, creditors may not use abusive language, contact third parties regarding the debt, or use violence or threats of violence.

You may, however, send a written demand for timely payment which lays out to the debtor exactly how much is owed. If a large amount of money is owed to you, it might be a good idea to hire a collections agency in West Jordan, Utah. These agencies usually take their fee in the form of a percentage of the debt collected. You need to research agencies carefully however, and make sure the one you hire does not engage in illegal practices.

What if Someone Is Trying to Collect Money Against Me in West Jordan, Utah?

If you actually owe the money that is being sought, and can afford to pay it, you should do so. If the collection caller is behaving in a civil manner, you should try to do the same. In any case, the worst thing you can do is ignore the issue hoping that it will go away. It won't.

Luckily, you have some options in West Jordan, Utah. First of all, you should attempt to directly contact the creditor, and see if some modified payment plan can be worked out. If this doesn't work, you can ask the collectors to stop contacting you by phone, and they will usually be obliged to do so. Of course, this doesn't make the debt go away, but it might give you some time to collect yourself and prepare a legal defense. Once this happens, the collection agency can only contact you to inform you that it intends to sue you for the debt owed.

If you have retained the services of a West Jordan, Utah attorney, they might advise that you declare bankruptcy, depending on your particular situation. In any case, you shouldn't consider bankruptcy before weighing other options, and discussing the matter with an attorney.

How Can a West Jordan, Utah Collections Attorney Help?

If you believe that a creditor is violating the law in its attempts to collect from you, you should get in touch with a West Jordan, Utah attorney, since you might actually have a claim for damages against the creditor.

Also, if you are considering bankruptcy as an option, a good Utah attorney can help guide you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in West Jordan

West Jordan is located in the heart of Salt Lake Valley in Utah. It is part of Salt Lake County and has a growing population of about 76,000 people. The city was settled as early as 1848 and relied mostly on agriculture and mining to create its economic base.

Today, West Jordan is one of the most rapidly growing cities in Utah and a major suburb of Salt Lake City. Its recent growth may be attributed to residential expansion as well as commercial development. The city currently boasts four different retail centers, the largest being the Jordan Landing complex. Due to its population boom, future plans for West Jordan include expansion of its railways and commuting freeways.

West Jordan is an immensely popular destination for persons seeking local festivities, such as the Fourth of July Western Stampede held every year. Also, the city's Arts Council sponsors numerous culture events and activities. The Schorr Art Gallery and the Sugar Factory Playhouse house many art exhibits and shows.

Lawyers in West Jordan, Utah are known for their commitment to excellence and service. West Jordan lawyers usually file their claims at the West Jordan City Justice Court or at the Salt Lake County West Jordan District Court. Many of them are also members of the Salt Lake County Bar Association in addition to the Utah State Bar.

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