What Is Debt Collection in Provo, Utah?

Find the right Debt Collection attorney in Provo, UT

Broadly, the term "Collections" refers to the practice of creditors trying to force debtors to pay what they owe. There are numerous laws and regulations in Provo, Utah that govern collection agencies, and strictly limit the types of tactics they are permitted to engage in.

What if I Am Owed Money in Provo, Utah?

If someone owes you money and won't pay, you have several legal options to seek repayment of your debt. However, you need to be careful in this area. There are many rules and regulations detailing what debt collectors can and cannot do. Violating these laws, even inadvertently, can harm your chances at collecting, and maybe even expose you to civil penalties.

Several practices that collectors cannot engage in include the use of abusive language, contacting third parties about the debt, and threatened or actual violence.

You may, however, send a written demand for timely payment. The demand should lay out precisely how much the debtor allegedly owes. If there is a large amount of money involved, it may be worth it to hire a Provo, Utah collections agency, which will probably take its fee in the form of a percentage of the debt collected. You should do some research on different collections agencies in your area, to make sure the one you hire is trustworthy, and thoroughly follows the law.

What if Someone Is Trying to Collect Money Against Me in Provo, Utah?

Of course, if you owe money and have the capacity to pay it, you should do so. If the collections caller is behaving amicably, you should do the same. In any case, it is never a good idea to ignore the issue, because that will definitely not make it go away.

Your best option in Provo, Utah might be to contact the creditor directly, and try to work out some type of new repayment plan. The earlier you do this, the more receptive to your ideas the creditor is likely to be. If this isn't successful, you can demand that the collectors stop contacting you by phone, and they will typically be obliged to do so. Of course, this doesn't make the debt go away, and you should only take this route if you are ready to defend against a lawsuit from your creditors, since demanding that they stop contacting you usually leaves them with no other option but to sue.

If you have retained a Provo, Utah attorney during this process, they might advise that the best course of action is to apply for bankruptcy. This is a major decision, however, and should not be made easily. You should only apply for bankruptcy if an attorney advises you that it is a viable possible option, given your individual circumstances.

How Can a Provo, Utah Collections Attorney Help?

If you believe that a creditor is violating the law in its effort to collect from you, you should get in touch with a Provo, Utah attorney, since you might truly have a claim for damages against the creditor.

Also, if you are considering bankruptcy as an option, a seasoned Utah attorney can help guide you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Provo

Provo is the seat of Utah County and third largest city in Utah. With 119,000 Utah residents, Provo is popular Salt Lake City professionals and winter vacation homes alike. Brigham Young University, the largest Missionary Training Center for the Church of Jesus Christ of Latter-day Saints, and the 2002 Winter Olympics' Peak Ice Arena are all located in Provo bringing a distinctly unique mix of people to the area. Provo is the second largest metropolitan area in Utah next to its close neighbor Salt Lake City that is just 43 miles North. Provo is also the seat of Utah County meaning it plays host to a number of different facilities such as the Utah County Courthouse. Many Utah lawyers call Provo home because it's home to so many courts and near to Salt Lake City. Provo lawyers can help you sort out whatever legal question or issue you may possess.

The annual Sundance Film Festival brings lots of people to Provo and showcases some of the best films of the year. Forbes rated Provo in the top 10 places to raise a family. Additionally, the city has been celebrated as one of the best places to retire, an enticing city to live and play, and National Geographic Adventure dubbed Provo a "cultural hub." The Provo City Library at Academy Square has an extensive selection of more than 280,000 media enclosed with the walls of the former Brigham Young Academy. It was built in 1892. The Covey Center for the Arts shows plays, operas, and other performances all year long. For business, the Utah County Convention Center hosts a lot of events like technology conventions and parties.