What Is Debt Collection in North Myrtle Beach, South Carolina?

Find the right Debt Collection attorney in North Myrtle Beach, SC

Broadly, the term "Collections" refers to the practice of creditors trying to force debtors to pay what they owe. There are various laws and regulations in North Myrtle Beach, South Carolina that govern collection agencies, and strictly limit the types of tactics they are authorized to engage in.

What if I Am Owed Money in North Myrtle Beach, South Carolina?

If somebody owes you money and is declining to pay, you have many options at your disposal. However, in doing so, you will be governed by very specific consumer protection rules that govern the collection of debts. Violating these rules can hurt your chances at effectively collecting, and might even expose you to civil liability.

For example, when trying to collect, creditors are not allowed to use abusive language, contact any third party regarding the debt, and of course they are not allowed to use threats of violence in an attempt to get their money.

Creditors may, however, send written demands for timely payment, along with an invoice that precisely lays out exactly what the debtor owes. If the debt is considerable, it might be worth it to hire a North Myrtle Beach, South Carolina collection agency, which usually gets paid through a percentage of the debt collected. You should make sure, however, that the agency is dependable, and hasn't been cited for violations of consumer protection laws.

What if Someone Is Trying to Collect Money Against Me in North Myrtle Beach, South Carolina?

If you know that you owe the money being sought of you, and have the ability to pay it, you should do so - this is the fastest and surest way to end collections calls. Of course, this is not the case for everyone. Whatever your situation, you should always behave amicably with the collection callers, especially if they are doing the same. Whatever you do, you should not ignore the matter, because this will never make the problem go away, and will make things worse in the long run.

Thankfully, you have various options at your disposal in North Myrtle Beach, South Carolina. First, you should try to contact the creditor directly, and see if some sort of agreement can be worked out. If this is unsuccessful, you can tell the collectors to stop contacting you, which may work in some instances. Of course, this doesn't make the debt go away, but it might give you a little bit of breathing room. The collectors will only be allowed to contact you to let you know that they are suing you for the money owed, or that they have stopped trying to collect the debt.

If you have retained a North Myrtle Beach, South Carolina attorney during this process, they might advise that the best course of action is to apply for bankruptcy. This is a major decision, however, and should not be made easily. You should only apply for bankruptcy if an attorney advises you that it is a viable feasible option, given your individual circumstances.

How Can a North Myrtle Beach, South Carolina Collections Attorney Help?

If you believe that a creditor is violating the law in its effort to collect from you, you should get in touch with a North Myrtle Beach, South Carolina attorney, since you might really have a claim for damages against the creditor.

Also, if you're considering applying for bankruptcy, a seasoned attorney in South Carolina can tell you if this is a good option, and, if it is, help you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in North Myrtle Beach

North Myrtle Beach, South Carolina is a city located on the Atlantic coast, on Horry County. As of the year 2000, North Myrtle Beach has a population of about 11,000 people.

The area now comprising North Myrtle Beach, South Carolina was first explored by Europeans when the Spanish reached the area in 1514. Blackbeard's pirates set up camps and outposts in the area in the 1700s, contributing to the area's storied history.

North Myrtle Beach is a very popular resort town, serving tens of thousands of visitors each year.

North Myrtle Beach is right on the Atlantic coast, and features miles of beautiful beaches, and warm waters for swimming in during the summer months.

Needless to say, tourism is a crucial component of the economy of North Myrtle Beach, South Carolina. There are many businesses in the city that support the tourism industry, including hotels, restaurants, and souvenir retailers.

If you live in North Myrtle Beach, South Carolina, and need an attorney, it's very likely that you'll be able to find one who's right for you. North Myrtle Beach, South Carolina lawyers can handle just about any legal issue they're faced with. If you need legal advice, you should contact a North Myrtle Beach, South Carolina lawyer immediately.

Clients Rate LegalMatch Attorneys
(click to read reviews)

Ian M.
Ian M.

Bankruptcy, Banking & Credit

Richboro, PA

Eddy H.
Eddy H.

Bankruptcy, Banking & Credit

San Mateo, CA

Howard B.
Howard B.

Bankruptcy, Banking & Credit

Rye Brook, NY