What Is Debt Collection in Greenville, South Carolina?

Find the right Debt Collection attorney in Greenville, SC

Broadly, the term "Collections" refers to the practice of creditors trying to force debtors to pay what they owe. There are many laws and regulations in Greenville, South Carolina that govern collection agencies, and strictly limit the types of tactics they are allowed to engage in.

What if I Am Owed Money in Greenville, South Carolina?

If you are owed money and the debtor refuses to pay, you have some options at your disposal. However, you must tread lightly when it comes to collecting your debts. Creditors and collectors are governed by specific consumer protection laws. Violating these laws can hurt your chances of recovering what you are owed, and even subject you to civil or criminal penalties.

The law prohibits creditors from engaging in any form of violence against the debtor in an attempt to collect. It also bars them from using abusive language or contacting third parties about the debt owed by the debtor.

You may, however, send a written demand for timely payment. The demand should lay out exactly how much the debtor allegedly owes. If there is a large amount of money involved, it may be worth it to hire a Greenville, South Carolina collections agency, which will probably take its fee in the form of a percentage of the debt collected. You should do some research on different collections agencies in your area, to make sure the one you hire is reputable, and meticulously follows the law.

What if Someone Is Trying to Collect Money Against Me in Greenville, South Carolina?

If you actually owe the money being sought, and you are able to pay it, you should of course do so. If the collection caller is behaving courteously, you should do the same. Even if the caller doesn't behave in a polite manner, you should resist the urge to respond in kind, and ask to speak with a supervisor, or simply end the conversation. Whatever you do, you should never ignore the issue. This will not make the problem go away.

Thankfully, you have many options at your disposal in Greenville, South Carolina. First, you should try to contact the creditor directly, and see if some sort of deal can be worked out. If this is unsuccessful, you can tell the collectors to stop contacting you, which may work in some instances. Of course, this doesn't make the debt go away, but it might give you a little bit of breathing room. The collectors will only be allowed to contact you to let you know that they are suing you for the money owed, or that they have stopped trying to collect the debt.

If you have hired a lawyer in Greenville, South Carolina, they might advise that you apply for bankruptcy. Of course, whether or not this is a good idea depends strongly on the facts of your particular case, so you should not do so unless an attorney has reviewed the facts and determined that bankruptcy is a viable solution.

How Can a Greenville, South Carolina Collections Attorney Help?

If you think that a collection agency is engaging in abusive tactics, you should call a local Greenville, South Carolina attorney, as you might have a claim for damages against the creditor or the collection agency.

Also, if you're considering applying for bankruptcy, a seasoned attorney in South Carolina can tell you if this is a good option, and, if it is, help you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Greenville

Greenville is a great city in South Carolina for families to live and visit! The city has it all--art galleries, scenic property, museums, and beauty!

Some popular sites include Falls Park on the Reedy (downtown), Heritage Green Arts and Cultural Complex, the Greenville Zoo, Metropolitan Arts Council, the Carolina First Center, Augusta Road, and Haywood Mall.

Greenville is also home to many attorneys who practice in various areas of law. These attorneys focus on providing personalized services to their clients--residents and local businesses.

Overall, Greenville is a great family-oriented city with a community-like feel to it!

Clients Rate LegalMatch Attorneys
(click to read reviews)

Ian M.
Ian M.

Bankruptcy, Banking & Credit

Richboro, PA

Eddy H.
Eddy H.

Bankruptcy, Banking & Credit

San Mateo, CA

Howard B.
Howard B.

Bankruptcy, Banking & Credit

Rye Brook, NY