What Is Debt Collection in North Las Vegas, Nevada?

Find the right Debt Collection attorney in North Las Vegas, NV

"Collections" refers broadly to the various tools that creditors have at their disposal to get payment from debtors who are not paying what they owe. There are many North Las Vegas, Nevada laws and regulations concerning the conduct of collections agencies, and what they can and cannot do in order to collect.

What if I Am Owed Money in North Las Vegas, Nevada?

If you are owed money and the debtor won't pay, for whatever reason, you are entitled to seek collection by any lawful means. Of course, the means of collection that are considered "lawful" are quite limited. You should be aware of the rules that govern collections before you proceed, as violating them can hurt your chances of collecting, and even expose you to liability.

As an example, when attempting to collect, creditors may not use abusive language, contact third parties regarding the debt, or use violence or threats of violence.

You may, however, send a written demand for timely payment which lays out to the debtor exactly how much is owed. If a large amount of money is owed to you, it might be a good idea to hire a collections agency in North Las Vegas, Nevada. These agencies usually take their fee in the form of a percentage of the debt collected. You need to research agencies thoroughly however, and make sure the one you hire does not engage in illegal practices.

What if Someone Is Trying to Collect Money Against Me in North Las Vegas, Nevada?

If you actually owe the money that they are attempting to collect, and are able to pay it, doing so would be your best option for ending the collections calls. Of course, this is not everybody's situation. When dealing with collectors, you should try to maintain the high ground by behaving in a calm and amicable manner. In any event, you should never ignore the problem, as this usually makes things worse.

Luckily, you have some options in North Las Vegas, Nevada. First of all, you should try to directly contact the creditor, and see if some altered payment plan can be worked out. If this doesn't work, you can ask the collectors to stop contacting you by phone, and they will usually be obliged to do so. Of course, this doesn't make the debt go away, but it may give you some time to collect yourself and prepare a legal defense. Once this happens, the collection agency can only contact you to inform you that it intends to sue you for the debt owed.

If you have hired a North Las Vegas, Nevada attorney to help you through this process, he or she may advise that you declare bankruptcy. Once this occurs, creditors are legally barred from trying to collect against the debtor. Of course, this is a major decision, and should not be made lightly.

How Can a North Las Vegas, Nevada Collections Attorney Help?

If you think that the collection agency is violating the law in its effort to collect, you should probably call a North Las Vegas, Nevada attorney, since such conduct on the part of the creditor may actually give you a claim for damages against it.

If you are thinking about applying for bankruptcy, a seasoned lawyer in Nevada can help you with that process, too.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in North Las Vegas

North Las Vegas is "Your Community of Choice" located in the southwest Mojave Desert. Just north of the town of Sunrise Manor and Las Vegas, North Las Vegas is home to 120,000 Nevada State residents.

Many North Las Vegas residents work in the hospitality and leisure services in Las Vegas but a number of outstanding lawyers also live there. North Las Vegas lawyers advise on a wide range of cases.

One major employer in the city is the Nevada Department of Corrections. The Florence McClure Women's Correctional Center has been operating from North Las Vegas since 1997 and houses over 2,500 inmates since its expansion in 2009. North Las Vegas enjoys a relatively low crime rate that attracts a number of families. The area also has a good school district and lower property prices attracting young professionals who have relocated to North Las Vegas for business.

Residents of North Las Vegas have access to many local shopping malls and centers of commerce. I-15 and CC-215 are easy highways for commuting. The North Las Vegas Airport, formerly the Sky Haven Airport, is home to sightseeing airline Vision Airlines that offers areal tours of the city and desert.

Clients Rate LegalMatch Attorneys
(click to read reviews)

Ian M.
Ian M.

Bankruptcy, Banking & Credit

Richboro, PA

Eddy H.
Eddy H.

Bankruptcy, Banking & Credit

San Mateo, CA

Howard B.
Howard B.

Bankruptcy, Banking & Credit

Rye Brook, NY