What Is Debt Collection in Greenville, North Carolina?

Find the right Debt Collection attorney in Greenville, NC

"Collections" refers broadly to the many tools that creditors have at their disposal to obtain payment from debtors who are not paying what they owe. There are many Greenville, North Carolina laws and regulations concerning the conduct of collections agencies, and what they can and cannot do in order to collect.

What if I Am Owed Money in Greenville, North Carolina?

If you are owed money and the debtor refuses to pay, you have some options at your disposal. However, you must tread lightly when it comes to collecting your debts. Creditors and collectors are governed by strict consumer protection rules. Violating these rules can hurt your chances of recovering what you are owed, and even subject you to civil or criminal penalties.

For example, when attempting to collect, creditors are not allowed to use abusive language, contact any third party about the debt, and of course they are not allowed to use threats of violence in an attempt to get their money.

You may, however, send a written demand for timely payment which lays out to the debtor clearly how much is owed. If a large amount of money is owed to you, it might be a good idea to hire a collections agency in Greenville, North Carolina. These agencies usually take their fee in the form of a percentage of the debt collected. You need to research agencies carefully however, and make sure the one you hire does not engage in illegal practices.

What if Someone Is Trying to Collect Money Against Me in Greenville, North Carolina?

Of course, if you owe money and have the ability to pay it, you should do so. If the collections caller is behaving civilly, you should do the same. In any case, it is never a good idea to ignore the issue, because that will definitely not make it go away.

However, you do have some options in Greenville, North Carolina. First of all, you should make an effort to get in direct contact with the creditor, as opposed to the collection agency, and try to work something out. If this fails, you can tell the collections agency to stop calling you, and they normally are obliged to do so. Of course, this doesn't eliminate the debt, but it can buy you some time. You should know, however, that when you show that you are not interested in dealing with the creditors or collectors directly, they will usually resort to a lawsuit.

If you have hired a Greenville, North Carolina attorney to help you through this process, he or she might advise that you declare bankruptcy. Once this occurs, creditors are legally barred from attempting to collect against the debtor. Of course, this is a major decision, and should not be made lightly.

How Can a Greenville, North Carolina Collections Attorney Help?

If you think that the collection agency is violating the law in its attempts to collect, you should probably call a Greenville, North Carolina attorney, since such behavior on the part of the creditor might actually give you a claim for damages against it.

If you are thinking about filing for bankruptcy, a good lawyer in North Carolina can help you with that process, too.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Greenville

Greenville is located in Pitt County, North Carolina. The city is known as the "health, entertainment, and educational hub" of the Tidewater and Coastal Plain areas within North Carolina. America's Promise Alliance included Greenville as a part of the "100 Best Communities for Young People." Further, Forbes Magazine ranked the city in the top ten for the "Best Place for Business and Careers." Another name the city has is the "BMX Pro Town USA" because many BMX riders call Greenville home.

Famous residents (past and present) include Andre Brown, Derek Cox, Alge Crumpler, Josh Harrington, Mike Laird, Lee Norris, Petey Pablo, Bronswell Patrick, Tom Smith, and Billy Taylor.

The major industries are health care, education, and manufacturing. The top employer is Pitt County Memorial Hospital. Other top employers are Physicians East, NACCO Materials Handing Group, Convergys, Grady-White, Attends Healthcare Products, and DSM. Although not included in the list, the legal force is also strong in Greenville because many attorneys practice in various areas of law. These attorneys are Greenville residents and focus on providing excellent legal services. Therefore, Greenville residents and businesses have no need to worry; all their legal needs can and will be taken care of.

Overall, Greenville is a wonderful place to live, with a business-friendly environment well supported by a strong legal force.

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