What Is Debt Collection in Midland, Michigan?

Find the right Debt Collection attorney in Midland, MI

"Collections" refers to the process by which creditors try to get nonpaying debtors to pay what is owed. There are various laws in Midland, Michigan regulating the conduct of collections agences.

What if I Am Owed Money in Midland, Michigan?

If someone owes you money and won't pay, you have several legal options to seek repayment of your debt. However, you need to be careful in this area. There are many rules and regulations detailing what debt collectors can and cannot do. Violating these laws, even inadvertently, can harm your chances at collecting, and maybe even expose you to civil penalties.

For example, when trying to collect, creditors are not allowed to use abusive language, contact any third party regarding the debt, and of course they are not allowed to use threats of violence in an attempt to get their money.

You may, however, send a written demand for timely payment which lays out to the debtor exactly how much is owed. If a large amount of money is owed to you, it might be a good idea to hire a collections agency in Midland, Michigan. These agencies usually take their fee in the form of a percentage of the debt collected. You need to research agencies thoroughly however, and make sure the one you hire does not engage in illegal practices.

What if Someone Is Trying to Collect Money Against Me in Midland, Michigan?

If you know that you owe the money being sought of you, and have the resources to pay it, you should do so - this is the fastest and surest way to end collections calls. Of course, this is not the case for everyone. Whatever your situation, you should always behave amicably with the collection callers, especially if they are doing the same. Whatever you do, you should not ignore the matter, because this will never make the problem go away, and will make things worse in the long run.

Thankfully, you have many options at your disposal in Midland, Michigan. First, you should try to contact the creditor directly, and see if some sort of deal can be worked out. If this is unsuccessful, you can tell the collectors to stop contacting you, which may work in some instances. Of course, this doesn't make the debt go away, but it might give you a little bit of breathing room. The collectors will only be allowed to contact you to let you know that they are suing you for the money owed, or that they have stopped trying to collect the debt.

If you have retained a Midland, Michigan attorney during this process, they might advise that the best course of action is to apply for bankruptcy. This is a major decision, however, and should not be made easily. You should only apply for bankruptcy if an attorney advises you that it is a viable viable option, given your individual circumstances.

How Can a Midland, Michigan Collections Attorney Help?

If you believe that a creditor is violating the law in its effort to collect from you, you should get in touch with a Midland, Michigan attorney, since you might actually have a claim for damages against the creditor.

Also, if you are considering bankruptcy as an option, a seasoned Michigan attorney can help guide you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Midland

Midland, Michigan is a city located in Midland County, of which it is the county seat. A 2008 Census estimate places its population at about 40,000 people.

Midland, Michigan and the surrounding areas are home to many sites of historic and cultural interest. For example, the Midland Center For The Arts is a facility offering visitors hands-on activities having to do with art, science, and technology. Additionally, there are two large auditoriums allowing for performances by symphonies, operas, and drama companies.

Midland is also the city where the Down Chemical Company was founded, and that company still has a strong presence in the area. It sponsors a museum which shows the history of the region and the company, and sponsors many other non-profit organizations.

Midland is also home to many parks, providing for recreational activities such as hiking, boating, fishing, and bicycling.

If you live in Midland, Michigan and need an attorney, the odds are very good that you'll be able to find one. Midland, Michigan attorneys are capable of helping people with almost any type of legal issue, whether it's starting a business, buying a home, adopting a child, or anything else. If you need legal help, you should get in touch with a Midland, Michigan attorney as soon as possible.

Clients Rate LegalMatch Attorneys
(click to read reviews)

Ian M.
Ian M.

Bankruptcy, Banking & Credit

Richboro, PA

Eddy H.
Eddy H.

Bankruptcy, Banking & Credit

San Mateo, CA

Howard B.
Howard B.

Bankruptcy, Banking & Credit

Rye Brook, NY