What Is Debt Collection in Hyattsville, Maryland?

Find the right Debt Collection attorney in Hyattsville, MD

"Collections" refers to the process by which creditors attempt to get nonpaying debtors to pay what is owed. There are numerous laws in Hyattsville, Maryland regulating the conduct of collections agences.

What if I Am Owed Money in Hyattsville, Maryland?

If you are owed money and the debtor won't pay, for whatever reason, you are entitled to seek collection by any lawful means. Of course, the means of collection that are considered "lawful" are quite limited. You should be aware of the laws that govern collections before you proceed, as breaking them can hurt your chances of collecting, and even expose you to liability.

Some practices that collectors cannot engage in include the use of abusive language, contacting third parties about the debt, and threatened or actual violence.

What you can do, however, is send an invoice of the debt to the debtor, along with a firm (but civil) demand for timely payment. If the debt is significant, you might also want to hire a collection agency in Hyattsville, Maryland. You should make sure that any agency you hire is reputable, and has not been cited for violations of the laws governing collections.

What if Someone Is Trying to Collect Money Against Me in Hyattsville, Maryland?

If you actually owe the money that they are trying to collect, and are able to pay it, doing so would be your best option for ending the collections calls. Of course, this is not everybody's situation. When dealing with collectors, you should try to maintain the high ground by behaving in a calm and cordial manner. In any event, you should never ignore the problem, as this usually makes things worse.

Fortunately, you have some options in Hyattsville, Maryland. First of all, you should try to contact the creditor directly, and see if something can be worked out. If this doesn't work, you can demand that the collection agency stop contacting you by phone. When this happens, they are not allowed to contact you further. This, of course, doesn't make the debt go away, but if the calls are becoming unbearable, it might buy you a little bit of time. Usually, when this happens, the creditor gives up on extra-judicial collections, and files a lawsuit against the debtor.

If you have hired a lawyer in Hyattsville, Maryland, they might advise that you file for bankruptcy. Of course, whether or not this is a good idea depends heavily on the facts of your particular case, so you should not do so until an attorney has reviewed the facts and determined that bankruptcy is a viable solution.

How Can a Hyattsville, Maryland Collections Attorney Help?

If you think that a collection agency is engaging in abusive tactics, you should call a local Hyattsville, Maryland attorney, as you might have a claim for damages against the creditor or the collection agency.

If you are thinking about filing for bankruptcy, a good lawyer in Maryland can help you with that process, too.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Hyattsville

Named after Christopher Clarke Hyatt in 1860, Hyattsville, Maryland is home to close to 15,000 residents.Hyatsville provides its population with easy access to both Washington and Baltmiore, Hyattsville is located in Prince George's County, Maryland.

The small population does not mean that there are a lack of good lawyers in Hyattsville. Raning from family law to employment issues, to everyday legal issues, Hyattsville lawyers are skilled in a range legal areas ready to help their neighbors with whatever he or she may find themselves facing. Hyattsville also has friendly neighborhoods, top schools, and an active population contributing to the overall charm of the East Coast city.

A portion of the city of Hyattsville was placed on the National Registry ofHistoric Placesfor the many beautiful historic sites the city has to offer. Hyattsville is also home to a variety of industries including: manufacturing, retail, and real estate. There are also many summer attractions including outdoor summer concerts, outdoor movies showing classics, and many well-kept neighborhood parks putting on activities. Hyattsville is a city that has perfected the small-town charm in a big way.

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