What Is Debt Collection in Revere, Massachusetts?

Find the right Debt Collection attorney in Revere, MA

"Collections" refers to the process by which creditors try to get nonpaying debtors to pay what is owed. There are countless laws in Revere, Massachusetts regulating the conduct of collections agences.

What if I Am Owed Money in Revere, Massachusetts?

If you are owed money and the debtor won't pay, for whatever reason, you are entitled to seek collection by any lawful means. Of course, the means of collection that are considered "lawful" are quite limited. You should be aware of the rules that govern collections before you proceed, as violating them can hurt your chances of collecting, and even expose you to liability.

For example, when trying to collect, creditors are not allowed to use abusive language, contact any third party regarding the debt, and of course they are not allowed to use threats of violence in an attempt to get their money.

You may, however, send a written demand for timely payment which lays out to the debtor clearly how much is owed. If a large amount of money is owed to you, it might be a good idea to hire a collections agency in Revere, Massachusetts. These agencies usually take their fee in the form of a percentage of the debt collected. You need to research agencies thoroughly however, and make sure the one you hire does not engage in illegal practices.

What if Someone Is Trying to Collect Money Against Me in Revere, Massachusetts?

If you really owe the money that they are attempting to collect, and are able to pay it, doing so would be your best option for ending the collections calls. Of course, this is not everybody's situation. When dealing with collectors, you should try to maintain the high ground by behaving in a calm and polite manner. In any event, you should never ignore the problem, as this usually makes things worse.

However, you do have some options in Revere, Massachusetts. First of all, you should make an effort to get in direct contact with the creditor, as opposed to the collection agency, and try to work something out. If this fails, you can tell the collections agency to cease calling you, and they normally are obliged to do so. Of course, this doesn't expunge the debt, but it can buy you some time. You should know, however, that when you show that you are not interested in dealing with the creditors or collectors directly, they will usually resort to a lawsuit.

If you have retained a Revere, Massachusetts attorney during this process, they might advise that the best course of action is to apply for bankruptcy. This is a major decision, however, and should not be made easily. You should only apply for bankruptcy if an attorney advises you that it is a viable feasible option, given your individual circumstances.

How Can a Revere, Massachusetts Collections Attorney Help?

If you think that the collection agency is violating the law in its effort to collect, you should probably call a Revere, Massachusetts attorney, since such behavior on the part of the creditor may actually give you a claim for damages against it.

Also, if you are considering bankruptcy as an option, a seasoned Massachusetts attorney can help guide you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Revere

Revere is a Suffolk County city that is named after the famous American patriot Paul Revere. Revere is positioned near some other great suburbs as well as the Atlantic ocean to the east. There are a total of 10 square miles that make up Revere and 4.1 of them are open water and wetlands.

About 70% of the usable land is devoted to housing and there are 56,770 Suffolk County residents living there. It was originally settled in 1630 and was incorporated as a city in 1846. The City of Revere is well connected by the MTBA Blue Line, in fact, it's the very last stop. The line connects to Wonderland, Revere Beach, and Beachmont.

Revere Beach is the oldest public beach in the United States and has a thriving beachfront shopping and dining district. During the summer, tourists love to go to the beach and eat at the nearby restaurants. Wonderland Greyhound Park has been offering gambling on greyhound races since 1935 but has recently shut down because of the September 18th, 2009 ban on greyhound racing.

Notables of the area include singer songwriters Norman Greenbaum and Danielle Miraglia, NFL quarterback Jim Del Gaizo, and soap opera actress Robin Christopher. Chelsea Creek, in Revere, was the location of the first naval battle of the Revolutionary War in 1775. Revere is a bustling city that plays host to a number of businesses and outstanding citizens. Revere's lawyers are familiar with local problems and court procedures. Lawyers in Revere can help do anything from drafting a will or contract to criminal and family matters.

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