What Is Debt Collection in Brunswick, Georgia?

Find the right Debt Collection attorney in Brunswick, GA

"Collections" is the process by which creditors attempt to get nonpaying debtors to pay the money they owe. There are a large number of laws in Brunswick, Georgia governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in Brunswick, Georgia?

If you are owed money and the debtor won't pay, for whatever reason, you are entitled to seek collection by any lawful means. Of course, the means of collection that are considered "lawful" are quite limited. You should be aware of the laws that govern collections before you proceed, as breaking them can hurt your chances of collecting, and even expose you to liability.

The law prohibits creditors from engaging in any form of violence against the debtor in an attempt to collect. It also bars them from using abusive language or contacting third parties about the debt owed by the debtor.

What you can do, however, is send an invoice of the debt to the debtor, along with a firm (but civil) demand for timely payment. If the debt is significant, you might also want to hire a collection agency in Brunswick, Georgia. You should make sure that any agency you hire is reputable, and has not been cited for violations of the laws governing collections.

What if Someone Is Trying to Collect Money Against Me in Brunswick, Georgia?

Of course, if you owe money and have the ability to pay it, you should do so. If the collections caller is behaving cordially, you should do the same. In any case, it is never a good idea to ignore the issue, because that will definitely not make it go away.

Your best option in Brunswick, Georgia might be to contact the creditor directly, and try to work out some type of new repayment plan. The sooner you do this, the more receptive to your ideas the creditor is likely to be. If this isn't successful, you can demand that the collectors stop contacting you by phone, and they will usually be obliged to do so. Of course, this doesn't make the debt go away, and you should only take this route if you are prepared to defend against a lawsuit from your creditors, since demanding that they stop contacting you generally leaves them with no other option but to sue.

If you have retained a Brunswick, Georgia attorney during this process, they might advise that the best course of action is to file for bankruptcy. This is a major decision, however, and should not be made lightly. You should only file for bankruptcy if an attorney advises you that it is a viable viable option, given your individual circumstances.

How Can a Brunswick, Georgia Collections Attorney Help?

If you believe that a creditor is violating the law in its attempts to collect from you, you should get in touch with a Brunswick, Georgia attorney, since you might actually have a claim for damages against the creditor.

Also, if you are considering bankruptcy as an option, a good Georgia attorney can help guide you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Brunswick

Many Georgians know Brunswick because it is the seat of Glynn County, the Federal Law Enforcement Training Center, and the United States Department of Homeland Security. Those three major institutions in Brunswick provide the bulk portion of jobs. The city is the twelfth largest municipality in the State of Georgia with an estimated 104,000 residents. The city is known as the "Shrimp Capital of the World" as a result of the budding shrimp and crab industry but also plays host to a number of experienced lawyers. Brunswick lawyers are familiar with local court procedures and use their knowledge to help advise you.  

Historically, Brunswick played a major role in building and launching war material transport ships, namely the Liberty Ships, that were built by the J.A. Jones Construction Company. Liberty Ships were used to transport material to the European and Pacific Theatres. Brunswick was also the location of President George Bush's G8 Summit and has a thriving aeronautical industry. Brunswick is well known in the professional golf world because it hosts the Seaside Resort, a Professional Golf Association course named #1 resort in North America by Golf Digest. 

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