What Is Debt Collection in Palm Beach, Florida?

Find the right Debt Collection attorney in Palm Beach, FL

"Collections" is the process by which creditors try to get nonpaying debtors to pay the money they owe. There are a huge number of laws in Palm Beach, Florida governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in Palm Beach, Florida?

If you are owed money and the debtor won't pay, for whatever reason, you are entitled to seek collection by any lawful means. Of course, the means of collection that are considered "lawful" are quite limited. You should be aware of the rules that govern collections before you proceed, as violating them can hurt your chances of collecting, and even expose you to liability.

Several practices that collectors cannot engage in include the use of abusive language, contacting third parties about the debt, and threatened or actual violence.

Creditors may, however, send written demands for timely payment, along with an invoice that precisely lays out exactly what the debtor owes. If the debt is considerable, it might be worth it to hire a Palm Beach, Florida collection agency, which usually gets paid through a percentage of the debt collected. You should make sure, however, that the agency is dependable, and hasn't been cited for violations of consumer protection laws.

What if Someone Is Trying to Collect Money Against Me in Palm Beach, Florida?

If you know that you owe the money being sought of you, and have the ability to pay it, you should do so - this is the fastest and surest way to end collections calls. Of course, this is not the case for everyone. Whatever your situation, you should always behave courteously with the collection callers, especially if they are doing the same. Whatever you do, you should not ignore the matter, because this will never make the problem go away, and will make things worse in the long run.

Fortunately, you have some options in Palm Beach, Florida. First of all, you should attempt to contact the creditor directly, and see if something can be worked out. If this doesn't work, you can demand that the collection agency stop contacting you by phone. When this happens, they are not authorized to contact you further. This, of course, doesn't make the debt go away, but if the calls are becoming unbearable, it might buy you a little bit of time. Usually, when this happens, the creditor gives up on extra-judicial collections, and files a lawsuit against the debtor.

If you have hired a Palm Beach, Florida lawyer to help, he or she may advise that you file for bankruptcy. If you do apply for bankruptcy, creditors are immediately required to suspend all collection activities. Of course, bankruptcy is a major decision, and should not be made without the advice of an attorney.

How Can a Palm Beach, Florida Collections Attorney Help?

If you believe that a creditor is violating the law in its effort to collect from you, you should get in touch with a Palm Beach, Florida attorney, since you might really have a claim for damages against the creditor.

Also, if you're considering applying for bankruptcy, a seasoned attorney in Florida can tell you if this is a good option, and, if it is, help you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Palm Beach

Palm Beach is a beautiful area located in Palm Beach County, Florida. It is surrounded by West Palm Beach and Lake Worth. It is a small city with a population around the mid 30,000s.

What is interesting is that the area started off as a resort founded by the oil mogul Henry Morrison Flagler. Later Edward R. Bradley bought this area and it was named Palm Beach.

Palm Beach today is a very beautiful area with a relatively affluent community. Some of the prominent industries include health care and tourism. Further, the area is filled with law firms that can handle any and every legal inquiry of residents and local corporations.

Some common tourist attractions include Four Arts Garden, Mar-A-Lago, the Flagler Museum, Pan's Garden, and some fine dining and shopping around Worth Avenue.

Some famous people who have called Palm Beach home include Mark Patton, James Patteron, Ivana Trump, Jimmy Buffett, Michael Jackson, and John Lennon.

All in all, Palm Beach is a small community that offers residents a wonderful quality of life!

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