What Is Debt Collection in North Miami Beach, Florida?

Find the right Debt Collection attorney in North Miami Beach, FL

"Collections" is the process by which creditors try to get nonpaying debtors to pay the money they owe. There are a huge number of laws in North Miami Beach, Florida governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in North Miami Beach, Florida?

If you are owed money and the debtor won't pay, for whatever reason, you are entitled to seek collection by any lawful means. Of course, the means of collection that are considered "lawful" are quite limited. You should be aware of the rules that govern collections before you proceed, as violating them can hurt your chances of collecting, and even expose you to liability.

Several practices that collectors cannot engage in include the use of abusive language, contacting third parties about the debt, and threatened or actual violence.

Creditors may, however, send written demands for timely payment, along with an invoice that precisely lays out exactly what the debtor owes. If the debt is considerable, it might be worth it to hire a North Miami Beach, Florida collection agency, which usually gets paid through a percentage of the debt collected. You should make sure, however, that the agency is dependable, and hasn't been cited for violations of consumer protection laws.

What if Someone Is Trying to Collect Money Against Me in North Miami Beach, Florida?

If you really owe the money that is being sought, and can afford to pay it, you should do so. If the collection caller is behaving in a polite manner, you should try to do the same. In any case, the worst thing you can do is ignore the issue hoping that it will go away. It won't.

However, you do have some options in North Miami Beach, Florida. First of all, you should make an effort to get in direct contact with the creditor, as opposed to the collection agency, and try to work something out. If this fails, you can tell the collections agency to cease calling you, and they normally are obliged to do so. Of course, this doesn't expunge the debt, but it can buy you some time. You should know, however, that when you show that you are not interested in dealing with the creditors or collectors directly, they will usually resort to a lawsuit.

If you have retained the services of a North Miami Beach, Florida attorney, they may advise that you declare bankruptcy, depending on your individual situation. In any case, you shouldn't consider bankruptcy before weighing other options, and discussing the matter with an attorney.

How Can a North Miami Beach, Florida Collections Attorney Help?

If you think that a collection agency is engaging in illegal tactics, you should call a local North Miami Beach, Florida attorney, as you might have a claim for damages against the creditor or the collection agency.

If you are thinking about applying for bankruptcy, a seasoned lawyer in Florida can help you with that process, too.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in North Miami Beach

North Miami Beach is a suburb located in the Miami-Dade County of Florida. The city was originally named Fulford, and was renamed North Miami Beach in 1931. It is home to about 39,000 people.

Some popular attractions include Haulover Pkr, Haulover Beach, the St. Bernard de Clairvaux Church, and the Judge Arthur I. Snyder Tennis Center.

Famous people who have lived in North Miami Beach include Jonathan Zaslow, Max Jean-Gilles, Garcelle Beauvais, and Louis Delmas.

Miami is home to many law firms of all sizes. These firms train excellent attorneys with sharp minds and a "keen legal eye." Therefore no legal matter will pass unattended for North Miami Beach residents.

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