What Is Debt Collection in Stamford, Connecticut?

Find the right Debt Collection attorney in Stamford, CT

"Collections" is the process by which creditors try to get nonpaying debtors to pay the money they owe. There are a huge number of laws in Stamford, Connecticut governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in Stamford, Connecticut?

If you are owed money and the debtor won't pay, for whatever reason, you are entitled to seek collection by any lawful means. Of course, the means of collection that are considered "lawful" are quite limited. You should be aware of the rules that govern collections before you proceed, as violating them can hurt your chances of collecting, and even expose you to liability.

As an example, when attempting to collect, creditors may not use abusive language, contact third parties regarding the debt, or use violence or threats of violence.

What you can do, however, is send an invoice of the debt to the debtor, along with a firm (but civil) demand for timely payment. If the debt is considerable, you might also want to hire a collection agency in Stamford, Connecticut. You should make sure that any agency you hire is dependable, and has not been cited for violations of the rules governing collections.

What if Someone Is Trying to Collect Money Against Me in Stamford, Connecticut?

If you know that you owe the money being sought of you, and have the ability to pay it, you should do so - this is the fastest and surest way to end collections calls. Of course, this is not the case for everyone. Whatever your situation, you should always behave courteously with the collection callers, especially if they are doing the same. Whatever you do, you should not ignore the matter, because this will never make the problem go away, and will make things worse in the long run.

Fortunately, you have some options in Stamford, Connecticut. First of all, you should attempt to contact the creditor directly, and see if something can be worked out. If this doesn't work, you can demand that the collection agency stop contacting you by phone. When this happens, they are not authorized to contact you further. This, of course, doesn't make the debt go away, but if the calls are becoming unbearable, it might buy you a little bit of time. Usually, when this happens, the creditor gives up on extra-judicial collections, and files a lawsuit against the debtor.

If you have hired a Stamford, Connecticut attorney to help you through this process, he or she may advise that you declare bankruptcy. Once this occurs, creditors are legally barred from trying to collect against the debtor. Of course, this is a major decision, and should not be made lightly.

How Can a Stamford, Connecticut Collections Attorney Help?

If you think that the collection agency is violating the law in its effort to collect, you should probably call a Stamford, Connecticut attorney, since such behavior on the part of the creditor may actually give you a claim for damages against it.

If you are thinking about applying for bankruptcy, a seasoned lawyer in Connecticut can help you with that process, too.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Stamford

Stamford is located in the greater New York metropolitan region, is the fourth largest city in the state and the eighth largest city in New England. It has a population of about 122,643 people.

Popular attractions primarily comprise of parks and recreational sites. Some attractions include Cummings Park, Terry Connors Ice Rink, Scalzi Park, Mill River Park, and Cove Island Park. Other popular sites to visit include the Stamford Museum and Nature Center, Barlett Arboretum and Gardens, Stamford Center for the Arts and the Stamford Symphony Orchestra.

Stamford is a diverse area with all races, including Caucasian, African-American, Asian, and Hispanic. As a result, many residents are bilingual.

Many large companies have office locations in Stamford. These companies include World Wrestling Entertainment, Tasty Bite, Pitney Bowes, UBS and the Royal Bank of Scotland. Stamford is also home to many law firms and offices which train many competent attorneys to handle any and all legal inquires.

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