What Is Debt Collection in Southington, Connecticut?

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"Collections" is the process by which creditors try to get nonpaying debtors to pay the money they owe. There are a huge number of laws in Southington, Connecticut governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in Southington, Connecticut?

If you are owed money and the debtor won't pay, for whatever reason, you are entitled to seek collection by any lawful means. Of course, the means of collection that are considered "lawful" are quite limited. You should be aware of the rules that govern collections before you proceed, as violating them can hurt your chances of collecting, and even expose you to liability.

As an example, when attempting to collect, creditors may not use abusive language, contact third parties regarding the debt, or use violence or threats of violence.

What you can do, however, is send an invoice of the debt to the debtor, along with a firm (but civil) demand for timely payment. If the debt is significant, you might also want to hire a collection agency in Southington, Connecticut. You should make sure that any agency you hire is reputable, and has not been cited for violations of the rules governing collections.

What if Someone Is Trying to Collect Money Against Me in Southington, Connecticut?

If you know that you owe the money being sought of you, and have the resources to pay it, you should do so - this is the fastest and surest way to end collections calls. Of course, this is not the case for everyone. Whatever your situation, you should always behave amicably with the collection callers, especially if they are doing the same. Whatever you do, you should not ignore the matter, because this will never make the problem go away, and will make things worse in the long run.

Luckily, you have some options in Southington, Connecticut. First of all, you should try to directly contact the creditor, and see if some altered payment plan can be worked out. If this doesn't work, you can ask the collectors to stop contacting you by phone, and they will usually be obliged to do so. Of course, this doesn't make the debt go away, but it may give you some time to collect yourself and prepare a legal defense. Once this happens, the collection agency can only contact you to inform you that it intends to sue you for the debt owed.

If you have retained the services of a Southington, Connecticut attorney, they may advise that you declare bankruptcy, depending on your particular situation. In any case, you shouldn't consider bankruptcy before weighing other options, and discussing the matter with an attorney.

How Can a Southington, Connecticut Collections Attorney Help?

If you believe that a creditor is violating the law in its effort to collect from you, you should get in touch with a Southington, Connecticut attorney, since you may actually have a claim for damages against the creditor.

If you are thinking about applying for bankruptcy, a seasoned lawyer in Connecticut can help you with that process, too.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Southington

Located just twenty miles from Hartford, Southington, Connecticut is one charming town. Southington is home to close to 40,000 residents. Southington is located on 36.6 square miles and has been nicknamed the "Apple Valley" for the many apple orchards that are located within the city limits. Not surprisingly, Southington hosts an apple festival every year.

Located in Hartford County, Southington has the honor of being recognized as having the best quality of life in the county. The beautiful Quinnipiac River runes along the town, and there are also many beautiful parks throughout the city.

Southington is also home to the world's most popular television station -- ESPN, and many of the station's sports reporters living within the Southington city limits. Southington is also home to great lawyers. Southington lawyers are versed in a range of legal practices to assist their clients with any legal matter than may come his or her way. Southington attorneys are second to none!