What Is Debt Collection in Littleton, Colorado?

Find the right Debt Collection attorney in Littleton, CO

"Collections" is the process by which creditors try to get nonpaying debtors to pay the money they owe. There are a huge number of laws in Littleton, Colorado governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in Littleton, Colorado?

If somebody owes you money and is declining to pay, you have several options at your disposal. However, in doing so, you will be governed by very specific consumer protection rules that govern the collection of debts. Violating these rules can hurt your chances at effectively collecting, and might even expose you to civil liability.

The law prohibits creditors from engaging in any form of violence against the debtor in an attempt to collect. It also bars them from using abusive language or contacting third parties about the debt owed by the debtor.

Creditors may, however, send written demands for timely payment, along with an invoice that precisely lays out exactly what the debtor owes. If the debt is significant, it might be worth it to hire a Littleton, Colorado collection agency, which usually gets paid through a percentage of the debt collected. You should make sure, however, that the agency is reputable, and hasn't been cited for violations of consumer protection laws.

What if Someone Is Trying to Collect Money Against Me in Littleton, Colorado?

If you actually owe the money being sought, and you are able to pay it, you should of course do so. If the collection caller is behaving courteously, you should do the same. Even if the caller doesn't behave in a polite manner, you should resist the urge to respond in kind, and ask to speak with a supervisor, or simply end the conversation. Whatever you do, you should never ignore the issue. This will not make the problem go away.

However, you do have some options in Littleton, Colorado. First of all, you should make an effort to get in direct contact with the creditor, as opposed to the collection agency, and try to work something out. If this fails, you can tell the collections agency to cease calling you, and they usually are obliged to do so. Of course, this doesn't expunge the debt, but it can buy you some time. You should know, however, that when you show that you are not interested in dealing with the creditors or collectors directly, they will usually resort to a lawsuit.

If you have hired a Littleton, Colorado lawyer to help, he or she may advise that you file for bankruptcy. If you do apply for bankruptcy, creditors are immediately required to suspend all collection activities. Of course, bankruptcy is a major decision, and should not be made without the advice of an attorney.

How Can a Littleton, Colorado Collections Attorney Help?

If you believe that the collections agency is engaging in unlawful or abusive activity, you should consult with a local attorney in Littleton, Colorado, as you may actually have a claim for damages against the collection agency.

If you are thinking about applying for bankruptcy, a seasoned lawyer in Colorado can help you with that process, too.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Littleton

Littleton, Colorado is a home-rule municipality, which serves as the county seat of Arapahoe County. It has a population of approximately 40,000 people.

Littleton is a suburb of Denver, the largest city in Colorado. Among professionals who work in Denver, Littleton is a popular place to live, because it is seen as a quiet, friendlycommunity.Littleton traces its history back to 1859, with the Pike's Place gold rush. The Little family (for whom the town is named)established a flour mill, which provided a solid economic base for the city's continued growth.

However, Littleton, Colorado is perhaps best known for its association with the 1999 shooting at Columbine High School. Early media reports erroneously reported that the school was in Littleton, but it is actually located outside the city limits.

Littleton, Colorado is a fairly affluent community, with a relatively high median household income, and a low percentage of the population living below the poverty line.

If you live in Littleton, Colorado and need an attorney, it's highly likely that you'll be able to find a good Littleton, Colorado lawyer. Littleton,Coloradolawyers are well-trained and competent, and can probably handle whatever legal problem you might have.

Clients Rate LegalMatch Attorneys
(click to read reviews)

Ian M.
Ian M.

Bankruptcy, Banking & Credit

Richboro, PA

Eddy H.
Eddy H.

Bankruptcy, Banking & Credit

San Mateo, CA

Howard B.
Howard B.

Bankruptcy, Banking & Credit

Rye Brook, NY