Consumer Bankruptcy Lawyers in West Hollywood, California

West Hollywood Consumer Bankruptcy Lawyers, CA

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Bankruptcy is a legal procedure that allows an individual or business to have some or all of their debts discharged. It is typically considered as an option of last resort, because while it can stave off financial disaster, it has some substantial long-term consequences warranting careful consideration of the costs and benefits. Bankruptcy is a creation of federal law, and goes through federal courts. Therefore, the procedure governing bankruptcy in California will be roughly the same as it is anywhere else in the U.S. But individual courts have different rules for what property is exempt, so you should consult a local West Hollywood, California before you file.

Chapter 7 Bankruptcy in West Hollywood, California

In West Hollywood, California, there are 2 typical forms of commonly-used consumer bankruptcy: Chapter 7 and Chapter 13. Chapter 7 requires that a certain percentage of the debtor's property be liquidated to pay off at least a small part of their debt. However, many types of property are exempt, and do not need to be liquidated, such as cars, homes, insurance policies, and retirement accounts.

Once all non-exempt assets are sold, and the money from the sales turned over to the creditors, most remaining debt is excused. But some types of debt cannot be discharged through Chapter 7 bankruptcy. These include child support payments, student loans, and criminal fines, among others. If most of your West Hollywood, California debts are not dischargeable, you might want to consider options other than bankruptcy.

Chapter 13 Bankruptcy in West Hollywood, California

Chapter 13 bankruptcy in West Hollywood, California is markedly different. It may or may not be a better option than Chapter 7, depending on the facts of your specific case. Chapter 13 does not excuse debt, but restructures it instead. Typically, various debts are consolidated into a single monthly payment. This is designed to make the debt more manageable, giving the debtor the chance to pay off the debt over a longer period of time, without all of it coming due at once. This is typically manageable, as long as the debtor can make some sacrifices.

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Which Type of Consumer Bankruptcy Should I File in West Hollywood, California

This depends entirely on the facts of your specific case. If you have a decent amount of steady income, and a large amount of non-exempt property which you don't want to part with, Chapter 13 might be the best option for you. If most of your property is exempt, and you don't have much steady income, Chapter 7 might be the best option.

Of course, you should always seek the counsel of an experienced local West Hollywood, California bankruptcy attorney before you make the decision to file. He or she will be able to advise you of your options, and suggest the best possible course of action for your specific situation.

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Life in West Hollywood

West Hollywood neighbors Beverly Hills and is a well-known area to many all over the United States.  Many celebrities live in and/or work in the area, and therefore the Paparazzi are constantly referring to West Hollywood in their news reports. 

Many may not know, but West Hollywood has some landmarks and unique locations.  West Hollywood is home to the Sunset Marquis Hotel, a place known for its Whisky Bar and recording studio.  Melrose Avenue is also located in West Hollywood, and was the main location for the popular 90's show Melrose Place.  West Hollywood is also home to the famous Sunset Boulevard, filled with great shopping, dining, and nightlife.  Sunset Boulevard was also home to Frank Sinatra, Errol Flynn, John Wayne and Howard Hughes. 

Popular attractions in West Hollywood include musical venues such as the House of Blues, Whisky a Go Go, the Viper Room, and the Roxy Theatre.  Other popular attractions include Westlake Recording Studios, Samuel Goldwyn Studios, Plummer Park, Sierra Towers, the Standard Hotel, Pacific Design Center, The Schindler House, Smashbox Studios and TMZ on TV.

Los Angeles being home top-tier law schools and firms attracts some of the most brilliant attorneys in the United States.  Therefore residents of West Hollywood have no trouble finding a good lawyer because there are many to choose from! 

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