What Is Debt Collection in Plantation, Florida?

Find the right Debt Collection attorney in Plantation, FL

  • /10
  • Client Overall
    Satisfaction Rate*
*TrustPilot score as of 010118

Find Lawyers

"Collections" is the process by which creditors attempt to get nonpaying debtors to pay the money they owe. There are a large number of laws in Plantation, Florida governing the tactics that collection agencies can and cannot do.

What if I Am Owed Money in Plantation, Florida?

If you are owed money and the debtor won't pay, for whatever reason, you are entitled to seek collection by any lawful means. Of course, the means of collection that are considered "lawful" are quite limited. You should be aware of the laws that govern collections before you proceed, as breaking them can hurt your chances of collecting, and even expose you to liability.

Some practices that collectors cannot engage in include the use of abusive language, contacting third parties about the debt, and threatened or actual violence.

Creditors may, however, send written demands for timely payment, along with an invoice that clearly lays out exactly what the debtor owes. If the debt is significant, it might be worth it to hire a Plantation, Florida collection agency, which usually gets paid through a percentage of the debt collected. You should make sure, however, that the agency is reputable, and hasn't been cited for violations of consumer protection laws.

What if Someone Is Trying to Collect Money Against Me in Plantation, Florida?

If you actually owe the money that they are trying to collect, and are able to pay it, doing so would be your best option for ending the collections calls. Of course, this is not everybody's situation. When dealing with collectors, you should try to maintain the high ground by behaving in a calm and civil manner. In any event, you should never ignore the problem, as this usually makes things worse.

Thankfully, you have many options at your disposal in Plantation, Florida. First, you should try to contact the creditor directly, and see if some sort of deal can be worked out. If this is unsuccessful, you can tell the collectors to stop contacting you, which may work in some instances. Of course, this doesn't make the debt go away, but it might give you a little bit of breathing room. The collectors will only be allowed to contact you to let you know that they are suing you for the money owed, or that they have stopped attempting to collect the debt.

If you have hired a Plantation, Florida lawyer to help, he or she might advise that you file for bankruptcy. If you do file for bankruptcy, creditors are immediately required to suspend all collection activities. Of course, bankruptcy is a major decision, and should not be made without the advice of an attorney.

How Can a Plantation, Florida Collections Attorney Help?

If you think that the collection agency is violating the law in its attempts to collect, you should probably call a Plantation, Florida attorney, since such conduct on the part of the creditor might actually give you a claim for damages against it.

Also, if you are considering bankruptcy as an option, a good Florida attorney can help guide you through the process.

Talk to a Bankruptcy & Finances Law Attorney now!

Life in Plantation

Plantation is a South Florida city that is home to 90,000 Broward County residents. The namesake of Plantation is the owner of the Everglades Plantation Company that proliferated the motto "the grass is greener." Most people would know the Plantation City Hall and Plantation Golf Course from the movies There's Something About Mary and Caddyshack. Plantation is an ethnically diverse city and one of the most popular Fort Lauderdale suburbs. Popular among families, the city has 20 schools and many are private institutions. Just because Plantation is a suburb does not mean it's not a booming city too. Shipping giant DHL's World Headquarters, American Intercontinental University, University of Phoenix, the great Broward Mall and the Fashion Mall are all within Plantation city limits making it much more of a destination for locals and tourists.

Plantation is a standout community that plays host to a handful of lawyers. Plantation lawyers are familiar with local courts and will be able to help you figure out the best options for your legal matter. Plantation is home to a number of NFL players like Chad Ochocinco, Ty Law, Mike McKenzie, Zack Thomas, and rapper Fat Joe. With such and illustrious cast of residents you shouldn't be surprised to find out Plantation is one of the quickest growing cities in Broward County. There has also been an influx of new retail stores and accommodations for travelers who have come to visit the Everglades or Fort Lauderdale. There are also some well-rated restaurants that attract clientele from around the world.